Assalamu alaikum, everybody. I hope you are doing well. What an exciting weekend we've had. I hope you are enjoying the profits that you're seeing. And in details for this news, Bitcoin is at eighty seven thousand. Doge just crossed the thirty three cent mark and Sol is at two hundred and twenty one dollars. So really, You know, we're firing on all cylinders here. And the question that I'm sure many investors have is, you know, is it time to sell? Is it not time to sell? I think that we're approaching price points where it makes sense to start trimming some positions and in some cases, perhaps keeping the winnings in cash and waiting for an opportunity to present itself. But in other cases, rotating to assets that we think are going to run that may have not started to run in earnest yet. And that likely means looking down the market cap ranking towards lower cap assets, whether that's equity or crypto. So, you know, for example, of the three here, Bitcoin, Doge and Sol, I'd probably be looking to trim some. Now, I think that there's argument to trim really depending on your financial situation from any one of these positions. Obviously, if you're comfortable financially, then you don't need to do any trimming. So if you don't have any debt, there's nothing that you're looking to buy, then I don't. So all three of these, if you're looking, if you take a longer term view, and I'm not talking longer term, multiple years, I'm talking just some months, then then these will go higher, inshallah. But if you want to play sort of the price movements and the fact that we have extended a bit here in terms of price appreciation, Then there may be an argument to do some trimming and see if you can buy back at a lower price. But I wouldn't go too crazy with that. As I mentioned, I think that if you're taking a view of a few months from now and you want to avoid taxes from realizing profits right now, then maybe you just sit on your hands and do nothing. But on the other hand, if you need the money for something, then I think it makes a lot of sense to take some profit and make it real. By the way, profits are not real until you sell. So make some of those profits real and make sure that you're comfortable financially and sit on your hands for the rest. So here in terms of appreciation, I'm seeing something like Solana. Maybe it makes sense to trim some of that position and put it in something else that maybe has more upside left on it. And to be honest, my thesis for this particular bull run is that meme coins are probably going to do the best because investors are going to realize that all crypto is meme coins. The only difference between utility tokens and meme coins is the percentage that the meme nature of the token actually plays in its price. So with meme tokens, a hundred percent of the meme nature of the token determines its price. However, with utility tokens, one percent is utility and ninety nine percent is the meme nature of the token. I mean, you know, in best cases for crypto, maybe five percent of the value of the token is utility and the rest is just the meme nature of the token. So and I think investors are wising up to that. I think that we were early in wising up to it and we've positioned ourselves accordingly. But I think more and more investors are going to realize what the true value of crypto is. And that is a means for transferring value and a means of exchange. And that's pretty much it so far. Everything else is just some sort of derivative of that, whether you're talking about exchanges, decentralized exchanges, or you're talking about other plays on that. In terms of the value of the token, it's some sort of derivative of the meme nature of the token, but not really a derivative of the utility of the token. So and there's a quote that I heard that I think makes sense, which is that like good projects don't need tokens, like good utility projects don't really need crypto tokens. And good crypto projects don't really need utility stories behind them. And I think there's a lot of truth to that, as counterintuitive as that may sound. By the way, assalamu alaikum to everyone. We have seventy five people tuning in and that's great to see. Alhamdulillah, I think this is probably a function of a lot of people. getting really excited looking at their portfolios. So hopefully we'll provide some guidance here with regards to at least where I think we are. So if we look at the Bitcoin MVRV Z score, and I like to be data driven here and not really go purely off of gut. Although I think if you have had a lot of experience in the market, don't ignore your gut. I think that's very important. But if you look at the MVRVZ score, which I found over the years to be the most reliable indicator of TOPS, and it compares the market value to the realized value for Bitcoin in this instance. And basically, it's a proxy for how much do people have in profits. And obviously, the more people have in unrealized profits, the more likely they are to sell. And so when you look at the MVRV z-score, we're less than three. And in previous cycles, we've peaked between six and seven in the last cycle. Before that, we peaked between nine and ten. And before that, the same range. You can see the red bar here at the top starts at around seven. That's when you should start, at least historically, this has been a good place to trim more aggressively your position. But we have seen sort of, if you look at the last cycle, it did peak right below that seven mark. And so if you wanna be conservative, I think, Looking between a four and a six level to start trimming aggressively here and maybe reallocating to other positions makes a lot of sense. Now, we do have, with regards to Bitcoin, we don't have cash flows that we can use to project into the future and then discount to today's value to figure out what the fair value of it is. So we have to go off of other things. I think one of the best sources is something like the MVRVZ score, the stock-to-income model, stock-to-flow model. But also there are some catalysts that I think is important to watch out for. So for example, we've heard of Trump's plan to have a crypto reserve and the Bitcoin sort of bill that's being passed around right now is proposing the United States have a plan to acquire one million Bitcoin and put it in the reserve and not sell it, basically. So this could mean a country with infinite access to fiat because it can just print it is going after a limited number of tokens. And so you can only imagine what that means for the price of that token. and how bullish it will be for that price. But if you look at the percentages of ownership for Bitcoin by different category, you can see countries right now are only two point five percent of total ownership. So if the United States is going to implement a crypto reserve, you already know that other countries are going to follow suit. And this percentage has a lot of room for growth. And growth in this percentage is really different from any other category, growth in any other category, because countries have basically almost, I mean, compared to other categories, unlimited access to fiat. And in most cases, they can just print it at will. And they're not going to be trying to time the market. They're going to have a steady schedule of buying. So there's going to be a consistent bid on Bitcoin generated by these countries that are building up their reserves of Bitcoin. And this would be super bullish for Bitcoin. It would really minimize the downside risk. and open up the upside risk in a huge way, making it an even more attractive sort of risk versus return prospect. Now, before I go any further, and this is not to brag, this is not to say, you know, I told you so on any one position, but just as proof of competence, I guess, which I think is fair to ask anyone with a service like PIF. But this is our growth portfolio. Alhamdulillah, today we exceeded three hundred percent on our money weighted rate of return. So the money weighted rate of return takes into account not just our return, but also the timings of our buys. And so our goal for this growth portfolio, and there's four portfolios that you get access to as a member, But our goal for this portfolio was a thirty percent average annualized return. And we started this portfolio less than three years ago and we've hit three hundred percent money weighted rate of return. So we've hit our goal out of the park. The reason why I'm mentioning this, alhamdulillah, first of all, the reason why I'm mentioning this is because we do have a thirty five percent off for a limited time. offer going on. I was going to delay this until most companies do their sales at this time of year, which is closer to Black Friday, but know the markets are moving a lot of people want to get in on this bull run and so I decided to move up the uh date where we start our promotion uh use code bull run twenty four to get thirty five percent off for a limited time and there's a limited number of uses for this code so once we hit that max it's gonna stop um and here's a and I really thank all of our members that leave positive reviews. They make my day. They make our team's day. It's really, it's a team effort. And so I really want to thank everyone who takes the time to share their experience. So MMR says, Alhamdulillah for the great community. I wish I could have found this long ago before to build my portfolio Islamically. Alhamdulillah. So we're really glad to have MMR. We're really glad to have everyone else in our community. All right. So let's talk about Tesla. The other asset that has, sorry, the other asset that has run a lot lately and today ran, you know, a cool nine percent. By the way, you know, Bitdeer, another name that we have ran twenty six point six percent today. HIMSS ran twenty percent today. Alhamdulillah, we had a good buy of HIMSS on Friday, so that worked out pretty well. So, yeah, we're firing on all cylinders here. Alhamdulillah. And so Tesla is at three fifty. And the question right now is, OK, when are we trimming this? When do we book profits? Well. I do think that there's a lot of positive momentum here, obviously, with Elon Musk having the ear of the president, having a very prominent voice in the next administration. And his impact on this election is undeniable. I mean, he went all in for Trump. He really risked it because in the case that Trump didn't win, then he would and his companies would have been penalized in a big way by the upcoming administration, I'm sure. But he went all in and he was successful, as he often is. And so This is really going to help, I think, his companies, especially Tesla, with the next step in its progression, which relates to full self-driving. And he has mentioned in the recent Robotaxi event that they plan on rolling out unsupervised full self-driving, their general solution, not like Waymo, where you have this geofenced location that you can use their taxis in. But unsupervised full self-driving in Texas and California next year. When that rolls out, all of these Wall Street analysts and their price targets is going to change dramatically because Wall Street has no imagination. They wait until something already happens. They can see it. It's tangible. And then they adjust their models accordingly. And that's partially because an analyst prioritizes job security. So if they include something in their models that doesn't exist yet and it never ends up materializing, they're going to be reprimanded for it and their job may be lost. They may lose their job, but if they keep it on the safe side and they don't include things that didn't exist before, well, then maybe they don't catch the next run for a particular stock, but their bosses don't have as strong an argument against them to say, hey, why didn't you include that? So there's some reason for Wall Street being without any imagination and without being able to see, you know, what's around the next turn. But as retail investors, as people, as analysts who are not beholden to a boss, completely independent, we can do that. We can say what's on our mind without fear of losing our job because we are employed by the viewers. And we're employed by our members primarily. So with regards to Tesla, I think someone like Cern Basher is worth a follow. So Cern Basher does some pretty deep analysis into Tesla. And he, I think, is more close to... the accuracy and seeing the opportunity here than most other Tesla commenters. And I think this image really paints a picture that is very important for Tesla investors to realize. And you can see here under the curve, the blue is the optimist. contribution to Tesla's business. Red is Robotax's contribution to Tesla's business. And the yellow, you can barely see it, that's AI inference. Otto's is in gray or dark gray and as energy storage is in light gray. And you can barely see them on this graph. And that's because they're barely going to matter in terms of contribution to energy. top line, bottom line for Tesla, really in the next three to four years, they're barely going to matter when you're projecting the cash flows for this company. And therefore, they're barely going to matter when figuring out the fair value for this stock. And so if you're able to look ahead and see this, then you come up with a very different value for Tesla stock than someone who is considering the autos and energy storage to be the majority of the area under this graph. So if you're just looking at earnings, let's say in twenty twenty five or even earnings projected in twenty twenty six, you're going to miss this huge wave of cash that's headed Tesla's way based on its position right now in robotics and in full self-driving and autonomy. This doesn't take into account, by the way, AI inference. It doesn't take into account some of the other possibilities that it has in its numerous lines of business. So if you have a longer term view and you're able to see this and you don't need the money, then really the best course of action for Tesla is to sit on your hands and basically never sell and just accumulate on dips. If you want to, if you feel like, Obviously, if you need the money, then that's different. But if you can't help yourself, you want to play sort of the ups and downs here on this stock. Then for me, I would never grow more than, you know, five or ten percent on a swing trade. But never more than that. And I think a good policy is to have a minimum number of Tesla shares that you never go under. So, you know, if your minimum number is one hundred. And maybe, you know, you have a hundred and twenty shares, but your minimum is a hundred. Then maybe you play around with the twenty shares above a hundred. but never go below a hundred, never touch those a hundred, have those as your base. And really, if I was trying to figure out what my minimum is, have a projection for, you know, what the price of the stock, you know, could be in three, four or five years. And honestly, I think it's probably north of five thousand dollars in in twenty thirty per share. I think that it is. So. You know, if you have that. Then work backwards from how much you think you'll need in twenty thirty. What's your what's your target in twenty thirty? Work backwards to the number of shares that you should hold on to right now and then never go below that. Because I think this thing could run for a long time. And we're just in the beginning of this bull run. I mean, there's a lot more run to have. We're going to have ups and downs. It's not nothing goes straight up. On those dips, I would be a buyer in the next few months. After those few months, we can have another conversation about this. But for right now, I think holding on to a lot of the names that we currently have is the right move. That's at least what I'm doing. Obviously, if you want to follow my trades, become a PIF member, And yeah, it's not financial advice. Do your own due diligence. But this is just what I'm doing. All right. So what to do when you cash out and when you take some profits? And as I always say, when it comes to taking profits, you take just enough so that you're happy either way. If it goes down, you're happy. If it goes up, you're happy. Now, what to do with that cash? In some cases, I think it's appropriate to just keep it in cash, wait for a dip. In other cases, if you have an asset in mind that's undervalued and there's more upside there, reallocate there. A investment that you'll never lose money on is an investment that you make. So something for the sake of Allah. So give charity. You'll never lose on that investment. If you're not sure where to put your money, put it in charity. Give sadaqah. I can't emphasize this enough. As the Prophet, peace be upon him, said, you'll never lose money giving tasalaqa. Now, obviously, you have to be, you have to, and when I'm asked, you know, how much should you give? I think the, I think the, what I found a good sort of rule of thumb is to give just enough to cause you a little discomfort, not a lot of discomfort, but just enough to cause you a little discomfort. That's when you know, okay, that's enough. Because you do have to, of course, you have to think about things and what your needs are and, you know, so you have to be, you know, measured and calculated. So I think if you give just enough to feel a little discomfort, then that's the right approach. Then you've pushed yourself, I think, enough. And one of my favorite charities to give to is the White Helmets. obviously, this is going, you know, something near and dear to me. If you know my background, as you know, a Syrian person, or I have a Syrian background, then you know why this is so near and dear to me but um you obviously don't have to give to the white helmets whatever charity you have trust them I encourage you to give to it's whitehelmets.org if you'd like to give to them that would be great and I'll I'll leave the link to the white helmets in the description Or if you just Google it, you'll find it. And I think they're actually registered in the United States and the UK. So you can get the tax benefits from it. And so they're really legit. So you can get tax benefits if that's a consideration for you. And why not? If you can get the tax benefits, get them. But I would really encourage supporting this organization. By the way, do leave a like. I forgot to tell you guys, but do leave a like so other people can see this live. And hopefully, you know, become better investors, make more money, and give more in sadaqah, inshallah. Yeah. Assalamu alaikum to everyone in the chat. It's nice to see we have a full house here. One hundred and thirty eight live viewers. That's awesome. Thank you all for coming. I really appreciate it. Abdullah says our can is activating. I told you so. I don't. It's tempting. It's tempting. But I don't want to be that guy. But I kind of did tell you. Yeah. Assalamu alaikum to anyone. Any intentions to add new names soon? Yeah, there is intention. I keep saying this, but I'll reveal it once the price reaches where I want it to reach, inshallah. Is leverage trading halal? No, I don't like leverage trading. Don't trade with borrowed money. Love the Alhamdulillah tweet. Alhamdulillah for everything. Yeah. Taskeen, officially a PIF member. That's awesome. I'm so glad you joined. I'm glad you are part of our community. Amazing performance of the markets. Alhamdulillah. Alhamdulillah. So for trading and, you know, signals and analysis, increasingly I'm using a trading view. There's a lot of really good tutorials online that you can go through. Congrats to all Bitcoin hodlers. If you just log into your PIF account, you'll be able to see all four of our portfolios. We also notify members on Discord in two different channels, typically, and we send an email whenever we do a trade. Nirvana Buck says, Salam Erkan, do you see Doge hitting a dollar before Trump comes into office? Before Trump comes into office? Well, that would be fantastic. I think that would be really great. That might be a bit aggressive. We're talking about a three X here, but crazier things have happened. And I don't see fundamentally why it can't eventually reach a dollar. Right now, I think it's at forty billion market cap. Let me check here. And so it's like forty times. Oh, it's close to it's close to forty seven billion market cap. If you compare with something like Bitcoin, which is one point six one point seven trillion. The opportunity for appreciation here is quite big. I mean, especially when you consider that Dogecoin has the same code as Bitcoin. The only difference really is that the inflation rate is above zero for Dogecoin, but it's decreasing with time. And I think it's a more affable version of Bitcoin. I've never met a Dogecoin enthusiast that wasn't a really cool person to talk to, just a really affable, friendly person. Sorry, but I can't say the same for Bitcoin maximalists. And I also think that it has a faster network. I'm talking about the base layer. It has a faster network, lower transaction costs. I think that now it's not taking as seriously as Bitcoin, certainly. But I don't see why something like, you know, there could be like a lot of catalysts that pushes it higher. For example, like a Dogecoin ETF. I don't see if Bitcoin was authorized to have an ETF and Dogecoin has the same code as Bitcoin. Why can't there be a Dogecoin ETF? It seems like... that should happen eventually. Another catalyst would be something like Elon Musk integrating Dilgecoin into X and making it, you know, a way to tip creators or pay for their membership, pay for X membership or pay for, you know, a subscription to a certain creator on X that would, you know, drive it through the moon. But, Yeah, I mean, there's a lot of potential catalysts here for Dogecoin. And I like the fact that it's proof of work. It's not proof of stake like most new meme coins are. And it also had basically a fair launch. And I think that it has... a record that's longer than most meme coins out there. So it has that record that you can't really catch up to. It has existed longer than most any, I think any other meme coin on the market right now. So that instills some confidence in it. So fundamentally, I think there's no reason why it can't double, triple, maybe more than that from where it is right now. Especially when you compare it to something like Bitcoin. And I think what's going to happen is, you know, people are looking at crypto prices every day now and they're seeing, okay, Bitcoin is at, you know, it's up. What is it up? Let's see here. Nine percent. That's great. But Dogecoin is up. Sixteen percent. And this has been the case. know for the last you know two weeks or even longer than that for the last month every time you look at bitcoin yeah it's performed well but every time you look dogecoin has performed even better on a percentage basis and so people are going to look at that and say Maybe I should take some of my Bitcoin and put it in Dogecoin. I can get a better percentage return. And they're going to look at market cap and say, you know, for Bitcoin to double, it needs, you know, one point six, one point seven trillion additional market cap. But for Dogecoin to double, it's much easier. It just needs another forty seven billion. So people are going to start doing that. And the more greed takes over the market, I think the more the price of Dogecoin can go higher. So, yeah, I mean, we may be in for some great surprises for Dogecoin, inshallah. So congrats to everyone, all the PIF members who followed along for all these years. Yeah, some people were calling Doge sort of a zombie project. Some people were saying it was dead, but we held on because it just the thesis made sense. And it's paid off. And it really didn't pay off for, I mean, we've held it for more than a year. Our average price is twelve cents in the PIF crypto portfolio. So we've tripled. But it really hasn't done that until like the last month. So we've held it all this time and it's been nothing but a pain to hold. But then in the last month, until that paid off. And that's often how it works with investing. And that's why people don't do well in investing is because they have a thesis, they have a conviction, it makes sense to them. And perhaps they actually saw something that is going to manifest in the future, but they can't hold onto it long enough to see their thesis play out. So they don't have enough patience. to see their thesis play out and they end up selling too early. And then it goes up and they start kicking themselves and they're like, why didn't I hold? I knew better. And by the way, that's one of the benefits that I found personally to running the PIF portfolios is that every time I make a move, I have to explain to the community why I made that move. And so honestly, having started this service, it's made me a better investor. because I said I had the CSIS, so what changed? Why am I going to sell now, for example? The CSIS hasn't changed. So actually, as much as I would like to think that I've benefited PIF members, And inshallah, they have benefited. But I've also benefited tremendously from PIF members myself and from having this community and having this accountability. And just the sense of responsibility I have, knowing that so many people are following my trades, has made me a better and inshallah, more responsible investor. And so that's my answer to that question. Hey, salam, Rashad. Nice to see you. I thought you were in Hawaii. No, not yet, but perhaps later. Do you hear about hippocampus? Habibi, one second. Sorry, that's my son. Alhamdulillah for everything. From minus twenty percent to plus twenty seven percent. Alhamdulillah. So you have to model your portfolio based on what your targets are. If your targets are achievable by, let's say, and this is just an example, a third Bitcoin, a third Doge, a third Sol, then just leave it like that. If you think that you're going to get to your target with this portfolio composition, then don't play around with the alts. Ninety-nine percent of them are pure trash. There's no need to. You can get to where you want to go with these if you just stay disciplined and hold on to these assets. So really model your portfolio based on your goals. Start with your goal and work backwards towards the portfolio that will get you to your goals. Don't just... go for whatever possible higher return you can see. That's really how you get burned and how you end up disappointed and how you end up saying, you know, I knew Bitcoin was going to double. Why didn't I just hold that? All I needed was for my money to double and that would have hit my goal. So why didn't I just hold Bitcoin? Instead, I played around with all this other garbage altcoins, for example. What's your opinion on Enphase Energy's cheap price? I have to say it's very tempting. It's very tempting. But to give you some background, I did sell Enphase because its interest percentage, its reliance on interest exceeded my threshold. So this is not just a valuation play for me. It's also a comfortable and uncomfortable play for me. So unless I see a path towards the interest income, interest expense being less in the next report, then I won't add it. Hey Qasim, nice that you joined. I'm really glad that you joined. Inshallah, your membership pays for itself many, many times over. Um, so as I mentioned, accessing the portfolio is as easy as logging into your account. We can see our positions. When do you think we'll have a bear market in stocks? Well, I have to say that. and I think this is really a big reason behind the rally that we've gotten, is Trump, one of the ways he gauges his success as a president is how well the stock market is doing. And so I think Trump is going to be very pro stock market in basically everything he does. And he's gonna gauge how well he's doing by how the stock market is doing. So I think we have an administration that is really prioritizing the stock market. And so I think we could run here not only because of that, but also because of fiscal policy, but also because of monetary policy. So we have both fiscal and monetary policy, I think, working in favor of the stock and risk assets generally. So I think, you know, inshallah, there's a lot of meat left on this bone. As exciting as that sounds, because, you know, when you look at the profits we've already made, I mean, alhamdulillah, they've been Oh, fantastic. And so as exciting as it sounds, there may be a lot more in store, inshallah. Yeah, I mean, investment fee, sabilillah, is a guaranteed investment. You're never going to lose there. So if you have some cash, you don't know where to put it, Just give it a sadaqah and it's going to pay for itself many times over. That's right. Are you planning to add any new position other than the one you hold? Yeah, I will inshallah. We'll move things around a bit. Hi, Fred. Nice to see you. Glad you joined us. Yeah, well, no problem. We'll take a look, inshallah. Make sure you're in Discord. Oh, hi, Maides. Nice of you to join us. And thank you for your trust. I'm glad you're a member now. You can schedule a one-on-one, the link to do so, link to my consultation is in the description, Yusuf. No problem. We'll sort it out for you, Fred. No worries at all. nice to see you brother sold all my Tesla accidentally dang so you might have a pretty big tax bill so yeah I would put dollar cost average back in sorry to hear that Whether I can, which ETF index should I do on Fidelity in order to make use of my company's for one K max? It really depends on your options, but I would say the most important thing when you're investing in a halal conscious way is avoid anything fixed income. Anything fixed income tends to be debt. So you want to avoid that. Just be a hundred percent in equities. Typically the equity options are pretty decent. I mean, you're not going to see really many evil ETFs being offered in most employers' retirement programs. Obviously, I will let PIF members know when I sell anything. Thank you so much. It's my pleasure. Wow. BTC approaching. Wow. BTC above eighty eight thousand guys. You know, just last Monday, November fourth. One day before the election, the low on BTC was sixty six thousand. Now we're at eighty eight thousand. And that's why it's really important not to swing trade with a lot of your bags, because Basically, if you miss the best two or three trading days, you've missed the upside. You've held all this time and you didn't capitalize. So that's why it's very important that whenever I hear someone making a dramatic move in their position, selling everything, selling half, unless there's a change in your thesis, that's really not how you should be moving. Because, you know, waiting, trying to time the market really burns people a lot more than just sitting on your hands. I mean, this is what gets investors really tripped up is that they often In every other profession, almost, the more active you are, the better. Except with investing, the less active you are, it's often better. So case in point, look at Bitcoin's price, north of eighty eight thousand. And congrats to everyone who has benefited from that. You know, my view right now is that we'll probably have, I mean, November will probably, looking back on this year, November will probably be the strongest month. I think December will be a good month, but perhaps November is the strongest month when we review the year. I think, you know, maybe there's some profit taking in the beginning of next year for, you know, people waiting uh till the next tax year to take profits but then I think there's more juice left in q one and q two for this boron so that's kind of my view right now I'll obviously let you guys know if anything changes do you think btc is better to compare to gold and said just to reach previous all time highs in gold needs. Gold ounces BTC needs to hit. I think gold is in reality flat maintaining and Fiat just goes down forever. So I think actually gold is not a bad investment, but if you're looking for return, And I think right now, the part of the cycle that we're in, I much prefer Bitcoin over gold. Because Bitcoin still acts as a risk asset, a risk-on asset. It hasn't really embraced the risk-off attribute that it has been advertised as eventually embracing. But It's a risk-on asset as far as I can tell right now, and that's how it's behaving. And right now, the market is risk-on. So that's why I prefer Bitcoin. It may come a time when I say, you know, maybe we shouldn't be looking at risk-off assets. Gold would be one of those candidates. Hey, thanks, Abdullah. I really appreciate it. I did mention my view on Enphase Energy. I'm surprised so many questions about Enphase Energy. First of all, I want to commend everyone who's asking about it because their head is in the right place. You should be looking at stocks that have fallen out of favor. That's where the money is made. But again, my reason for offloading or not buying Enphase is because of because of its reliance on interest. Yeah, miners are going absolutely bananas right now. I mean, you look at IS Energy, it's up sixteen percent and you're not impressed. You're like, I mean, sixteen percent, come on, yawn. Meanwhile, Bitdeo is up twenty six percent. Oh, you know, Hems is up nineteen percent. So I guess we're just moving, you know, twenty percent every day now. Hmm. Yeah, I think Trump will be very pro-business. I don't provide one-on-ones as part of membership, just because I don't have the time to. There's an option if you want to book a consultation. By the way, never book a consultation if you're just going to ask me halal and haram questions. first of all, I don't say halal and haram. I say comfortable and uncomfortable based on my knowledge. Book a consultation if, you know, it can be part of the consultation, but the meat and potatoes of the consultation should relate to, you know, your finances and getting set up and, and, you know, structuring your portfolio and things like that. But yeah, Halal and haram questions, you can ask me here. I'm not going to charge you for those questions. I'll answer if it's a short answer and I'll give you my comfort level with what you're asking me about. But the purpose of the consultation is not to answer halal and haram questions. It's to help you financially get set up with a... Obviously, being halal conscious while we do it. Fatim says, Assalamu alaikum, Rakan and all. Rakan, thank you for everything. I've been with PIF for a long time, followed every email and moves. I just checked my money weighted returns for my growth portfolio and it's at four hundred and five percent. That's great, Hatem. That's awesome. Thank you for sharing that. I just wanted to share as encouragement to new members, show everyone that PIF is the way to go. Thank you so much, Hatem. I really appreciate you taking the time to write that. I haven't made a discount on consultations now. It would be nice to catch up with you, Hatem. Is it a good idea to save some cash for a possible pullback? Like I said, it's always a good idea to take enough profits so that you're good regardless of the direction of the market. If it goes down, you're happy. If it goes up, you're happy. Obviously, you want to keep a cash cushion just from a financial prudency perspective. Keep a cash cushion safe. I would say at least two to three months of expenses, just have those in cash. How long did it take you to get your CFA? Well, I didn't take it in consecutive years because life got in the way. So I think from start to finish, maybe it was like four years. Okay, this is a very important question. So Midas asks Rakan, as an investor, how do you deal with the feeling of regret FOMO? Okay, this is important. This is where you have an advantage as a believer who is investing. And the advantage is that Allah subhanahu wa ta'ala says, the Prophet peace be upon him, teaches us that what is meant for us is going to reach us. And there's no... doubt about that what's not meant for us will not reach us so therefore you should have no anxiety about the future no regret for the past because and this is why the prophet peace be upon him told us this it's because he doesn't want us to worry or to have regret so you have this tool use it whenever you feel like uh You feel regret about something that maybe you didn't do or something that you did. Obviously, learn from it. Use your intellect to learn from it. Get the right lessons from it. But you should never feel regret because it wasn't meant for you. And the same with FOMO. This is how you deal with it. And so the matter of the believer is neither anxiety nor regret, but faith that what is meant for him, even if the entire universe conspired to try to stop what Allah has decreed for you, they won't be able to. So that's the secret weapon that you have to manage your emotions as a halal conscious investor. The trainer says... I just joined. Which portfolio should I replicate? So this is a very important question. So I would encourage you to look at the objectives of each portfolio that are written for that portfolio and adjust your allocations accordingly. So are you seeking income? Are you seeking growth? Are you seeking high risk? What is it exactly that you're going for? And allocate accordingly. Trader Four says, you are phenomenal, brother. Locked in twenty three percent on hims and hers alone. That's awesome. Enough to fully buy your membership. Well, that's awesome to hear. Thanks, brother. It says, thanks for all your great signal and strategy. I was wondering if you can name more tickers for our emerging portfolio. Yeah, like I said, I'm waiting on the price. So I'm going to be patient until I get the price I want, inshallah. It did move in the right direction today, which I was very happy to see because all of our other positions are growing, you know, gangbusters, alhamdulillah. But this particular name has been moving in the right direction, alhamdulillah. It's an overbought market. What if someone has to buy Tesla share now? So, well, Qasim, what I'll say for Tesla specifically is that I think it's going above five thousand by twenty thirty. So if you have that type of horizon, then I don't think it's overbought and you're OK with stomaching the volatility, then I don't think it's overbought or too expensive. But I would add on down days for sure. But it really depends on your time horizon. If you're talking, okay, I need the money for a January trip, then I wouldn't invest that, not at these prices. But if you have a longer-term horizon, then I think there's a lot more upside here. I may, yeah, I'm going to, because I've been hearing a lot about investing in SpaceX and Open, not OpenAI, but XAI. So, yeah. For Peloton? How is Peloton doing? I didn't know Peloton was doing good. I'm not a fan of Peloton, so. It's up fourteen percent, seventy four percent in the last month, one hundred and four percent in the past six months. um on their their five-year their five-year price uh chart looks very ugly I know that they changed their ceo recently so maybe there are some changes there that are supporting the price this is a eight eight dollars and fifty cent stock that was at one point one hundred and fifty four dollars so Yeah, still down massively versus where it was, but maybe they're making the right moves right now. Last time I looked at it, I think their margins kind of stunk, so I kept away from it. Yeah. Well, I hope you took advantage, Aqib. And congrats. And thanks for mentioning it. And for all those PIF members, when you see something, say something. So we have our members' picks room in our Discord. And so if there's a name that you want us to take a closer look at, let us know. That's awesome. So Brother Khan says, sorry, I'm dizzy. I had to ask. But I would also like to say my portfolio, since my one-on-one with their can has increased almost seventy five percent in just a couple of months. That's great. That's awesome to hear. I'm so glad to hear that. Oh, BTC just overtook silver markets cap. Silver's market cap. That's amazing. Bitcoin is now more valuable than silver is. Wow. I wonder when we'll say that about gold. Bitcoin is more valuable than gold is. I think it's coming. Certainly if things continue the way they are. Oh, so a question about PIF membership. Why should an elite member, what's the difference between elite and premium? So elite gives you access to our course, which teaches you how to invest. And then the premium membership shows you what we invest in when we make our trades. So in summary, and our watch list also gives you access to the community. So elite gives you everything that premium has, but also our course. All right, guys. Thank you for tuning in. One hundred and seventy four people. That's awesome. Do leave a like if you enjoyed this live. Until next time, I'll take advantage of the PIF membership discount that we offer that we have running right now. Until next time, make sure to take care of yourself. Assalamualaikum and peace be upon you all.